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Andrew Rombach

Andrew Rombach is a NYC-based writer with a knack for personal finance. He grew up reading the Wall Street Journal and watching Bloomberg, and today enjoys helping Americans optimize their finances.

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Know Your Debt-to-Income Ratio and How to Optimize It

If you ever get to the point when you feel as though all of your money seems to go toward paying off debt, you are probably living on the edge of a high debt-to-income ratio (DTI). Your debt-to-income ratio is a measure of how much you are paying in debt each month versus how much income you receive. Suffice to say, the higher your DTI, the greater the strain on your financial situation. If your DTI is more than 40

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