Open Listings

Open Listings is an all-in-one homebuying app that gives users the knowledge, tools and support to confidently buy any home and get a 50% commission refund.

Los Angeles, CA

25 posts

FHA Loans: The solution for first-time buyers

TLDR: An FHA Loan is an affordable, accessible loan option that’s particularly suitable for first time home buyers. It protects lenders in the instance of borrower default and helps prospective home buyers who don’t have great credit, or who are making a low down payment on a home. What is an FHA loan, and how can it help first-time buyers? Navigating the home buying market is an exciting time for first time buyers. The terrain of the market’

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Why You Should Check Your Credit Score Before Buying A Home

Here’s how your credit score affects the home buying process. TLDR While there's no strict credit score minimum to get a mortgage and buy a home, there are guidelines most lenders follow. While your credit score is a major factor in buying a home, it's not the only one. Lenders also consider your employment history, income, and current debts. And, since credit scores fluctuate, following good credit practices can increase your score and help you get a mortgage or

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7 Ingenious Ways To Save For Your Down Payment in 2017

It might seem impossible, but millennials are buying homes – and affording them. TLDR · Determine how much you need to save for your downpayment · Find out how to save for a house · Save money using apps and asking family for financial help · Create a monthly budget, move invested money into your downpayment · Downsize your current living space, sell things you don’t need Despite steadily rising housing prices, millennials continue to dominate the homebuying market, qualify for stricter loan standards, and

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11 Essential Questions to Answer “Where Should I Live?”

TLDR: Finding the right place to live is a complex process with many variables to consider. Most first-time home buyers don’t ask themselves the right questions before making their decision to live in an area. This guide will walk you through key considerations such as employment opportunities, home affordability, crime rates, school and healthcare system quality, among other things. Open Listings can help you quickly and efficiently find homes that meet your exact criteria. It’s perfectly normal to

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How much house can I afford? Get your answer with these 11 key considerations.

What you pay in rent isn't necessarily how much house you can afford. There are many factors and a number of other considerations. TL;DR Figuring how much house you can afford boils down to your annual income, down payment, debt-to-income ratio, and your credit score. These all impact what your monthly payment will look like and what type of loan and interest rate you'll be able to get. On top of those factors, it's important to also consider any

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WTF is a BMR? Below Market Rate units in San Francisco

“Affordable” condos in San Francisco? San Francisco’s Inclusionary Housing Below Market Rate (BMR) Ownership Program requires residential developments with 10 or more units to avoid hefty fees by providing 12% of their units on-site or 20% of their units off-site as affordable to low- to moderate-income households. According to the Mayor’s Office of Housing & Community Development, this program is meant to “maintain income and cultural diversity”, but critics of the program suggest it actually subsidizes upper-middle-class homebuyers

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11 Easy Ways to Drastically Reduce Your Closing Costs in 2018

When purchasing a home, it’s easy to just swallow or gloss over all of the various costs and fees that get lumped in. You shouldn’t! You have leverage to negotiate not just the purchase price of the home, but potentially tens of thousands of dollars in additional savings. And it’s easy to do when you understand each fee and how to go about reducing or removing it. Closing costs are roughly estimated to be between 2–5%

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Architectural Home Listings in 2017

Open Listings can now identify homes for sale with architecturally-significant provenance! Buy one with us and get a commission refund of up to 50%. Browse them all: Finding homes designed and built by A. Quincy Jones, Abramson Teiger, Albert Frey, Alfred Day, Anonymous Architects, Barbara Bestor, Bill Mack, Buff & Hensman, Calvin Straub, Chalfant Head, Charles Dubois, Clair Earl, Craig Ellwood, Dion Neutra, Donald Wexler, Earo Saarinen, Ed Niles, Edward Fickett, Eric Owen Moss, Finn Kappe,

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Shitty Listings 2.0 - Your Key To Finding The Next Undervalued Real Estate Opportunity

Way less shitty Shitty Listings is an incredibly useful tool for real estate investors and renovators. It algorithmically scours the market for fixers, distressed properties, and residential investment opportunities throughout California. It finds listings the moment they come on the market saving you countless hours searching the MLS. Currently there are over 3,000+ active properties for sale and it adds 50–100 new listings each day. We made a few key improvements and further integrated the site with openlistings.

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Introducing: Partner Discounts

At Open Listings, we want buyers to love their homes as much as they love paying less for them. The scale and passion of our community has enabled us to try something new: we’ve partnered with a select group of companies to provide exclusive deals. These partner discounts make it easier for buyers to afford the newest and best housewares, to design instagrammable rooms, to transport their latest flea market finds and to stock up on the good shit.

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