TL;DR First-time homebuyers are trying to figure out what mortgage best fits their needs. The reality is you don't always need to put down 20% to buy a home. Depending on your credit score and ideal loan terms, there are many types of mortgage structures that could work for you. Almost two-thirds of Americans are homeowners. That number that has dropped over the past several years, but the dream of homeownership remains a big one for most Americans. A

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TLDR; Applying for a home loan is the first step to take when getting serious about buying a home. It will help you understand how much house you truly can afford. Get ready for the application process by gathering your financial info, finding a lender to work with, and getting pre-approved. You can always shop around and pick another lender once you get an accepted offer. Mortgage loan pre-approval means approaching a lender with financial, credit, debt, and other information

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For many who’ve caught the homebuying bug, the reality is that a fixer upper might be your only way into today’s hot market. With housing prices on the rise, buying a home already seems pretty insane -- especially in cities like Los Angeles, where the average home goes for $515,000. When I bought my home with Open Listings in September 2016, I knew that I’d need not only OL’s 50% commission refund to help cover

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TL;DR If you find a house you love -— and can comfortably afford —- then it's always a great time to buy. With record-low interest rates and skyrocketing rental costs, conditions are certainly ripe for buying a home. No one can predict the future, or what will happen to housing values, so how can you tell if now is the right time to buy a home? The simple answer is: If you find a house you love—and can

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TL;DR There is no “right” down payment amount. Every buyer’s situation and location affect the amount they can put down. Given the plethora of financing options for any down payment amount, today’s home buyers put down between 0-20%. Putting down 20% allows you to save money over time with lower interest rates & monthly payments, but while lower down payments may cost more, they make homebuying achievable for many who otherwise wouldn't be able to make a

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