Getting Started

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First-time FAQs: What do you need to buy a home?

TL;DR With today's competitive real estate market, serious buyers should have a pre-approval letter and/or proof of funds before starting their home search. So, what are proof of funds? When you make an offer, sellers will require you to submit proof of funds. If you're buying a house with a mortgage, it shows them that you have the cash available for your down payment and closing costs. If you're paying all cash, your proof of funds shows you

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